Home buying is a big deal! Whether you are a first-timer or an experienced buyer, you can depend on Corning Credit Union to be with you every step of the way.
Open the Door to Home Ownership
First-time home buyers, you have a lot to figure out and we can help. We’ll listen to your plans, answer questions, help you determine what you can afford, and we’ll explain how the process works. For additional information, we offer a Home Buyer’s Guide and additional resources on this site. Take advantage of our free, professional guidance and online tools to become a more confident, knowledgeable home buyer. We look forward to taking this exciting step with you!
Experienced home buyers, you’ll appreciate CCU’s simple approach to home financing and refinancing. Our quick, easy, home mortgage process will help you get the money you need for the house you want.
Home Mortgage Options
Your mortgage loan should be a good fit for you and your financial circumstances. That’s why our mortgage team takes the time to learn about you and to help you choose the home loan that meets your needs. We are committed to providing the highest quality service and will work closely with you to ensure that the entire mortgage process is smooth and efficient. CCU offers several types of mortgage loans for home buyers:
- Conventional (FL, MD*, NC, NY, PA)
- Construction (MD*, NC, NY, PA)
- Renovation (MD*, NC, NY, PA)
- Condo/Townhouse (FL, MD*, NC, NY, PA)
- VA (NC, NY, PA - eligible active-duty service members and veterans). If you are interested in learning more, call or email us today.
Most realtors recommend that you get verification known as “pre-approval” from your lender about the type of loans, amounts, and rates you qualify for, very early in the house-hunting process. It’s easy to apply for pre-approval and to start your mortgage application online. Start your free pre-approval / mortgage application today, or feel free to call or email our mortgage team to get started.
30 Year Fixed Rate Rate APR Points 3.500% 3.566% 0.000% 20 Year Fixed Rate Rate APR Points 3.125% 3.216% 0.000% 15 Year Fixed Rate Rate APR Points 2.750% 2.795% 0.000% 10 Year Fixed Rate Rate APR Points 2.500% 2.566% 0.000% 3/1 Adjustable Rate Rate APR Points 3.375% 3.421% 0.000% 5/1 Adjustable Rate Rate APR Points 3.500% 3.465% 0.000% 7/1 Adjustable Rate Rate APR Points 3.750% 3.597% 0.000% 10/1 Adjustable Rate Rate APR Points 4.000% 3.809% 0.000% You Can Own Rate APR Points 3.500% 3.607% 0.000% Federal VA Federal VA 30 Year Fixed Rate Rate APR Points 3.500% 3.600% 0.000%